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Forever Home Financing Blog

Buying Bankruptcy Credit Score Down Payment

Getting a Loan Immediately After a Chapter 7 Bankruptcy: What You Need to Know

February 10, 2025
Filing for bankruptcy can be a stressful and overwhelming experience. A Chapter 7 bankruptcy, in particular, involves liquidating your assets...
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Buying

Using a Mortgage Broker to Get Commercial Financing in 2025

February 10, 2025
When it comes to securing commercial financing, business owners and investors often face a daunting task. With a myriad of...
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Buying Down Payment Jumbo Non-QM Purchasing Options

How to Buy a Home with Bitcoin in 2025: A Complete Guide

February 3, 2025
In recent years, cryptocurrency, particularly Bitcoin, has emerged as a powerful financial tool. From its humble beginnings in 2009 to becoming...
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Buying First-Time Homebuyer

The Ultimate Guide to Buying Your First Home: Steps, Tips, and Resources

January 30, 2025
Purchasing your first home is an exciting milestone, but it can also feel overwhelming. With so many moving parts—from securing...
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Bank Statement Buying Down Payment Jumbo

The Ultimate Guide to Getting a Jumbo Loan in 2025

January 29, 2025
When it comes to securing a mortgage for a home purchase, many buyers are familiar with conventional loans, FHA loans,...
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VA Buying FHA Purchasing Options Refinance Underwriting

How to Get a Mortgage Loan Using Retirement Funds as a Down Payment in 2025: Your Complete Guide

January 27, 2025
In 2025, the real estate market continues to be competitive, and many homebuyers are exploring creative ways to fund their...
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Bad Credit Bank Statement Bankruptcy Buying Credit Score FHA Non-QM

How to Get a Mortgage After Bankruptcy in 2025: A Comprehensive Guide

January 23, 2025
Filing for bankruptcy can feel like a major setback in your financial life, especially when it comes to buying a...
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DSCR Investment

How to Invest in Property in South Carolina in 2025: A Complete Guide

January 21, 2025
Investing in real estate has always been one of the most popular ways to grow wealth. In 2025, the state...
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Buying FHA

How to Get an FHA Construction Loan in 2025: A Complete Guide

January 15, 2025
In 2025, many potential homeowners are considering building their dream home from scratch. Whether you’re looking for a custom-built house...
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DSCR Investment Non-QM Purchasing Options Refinance

How to Get an Investment Property in Florida in 2025: A Complete Guide

January 13, 2025
Investing in real estate has long been one of the most reliable ways to build wealth, and Florida, with its...
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Buying Down Payment DSCR

Rural and Agricultural Loans: Homeownership Beyond City Limits

January 9, 2025
In the hustle and bustle of urban life, the charm of rural living often beckons. The allure of wide-open spaces,...
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Buying Conventional Down Payment FHA Finance Purchasing Options

The Role of Escrow in Mortgage Payments

January 8, 2025
Escrow plays a vital role in the mortgage process, serving as a mechanism to manage property taxes and homeowners insurance...
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Buying Down Payment Purchasing Options Refinance

How to Choose the Right Mortgage Lender

January 3, 2025
Selecting the right mortgage lender is one of the most important steps in the home-buying process. Your lender influences not...
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Non-QM Purchasing Options Refinance

What is a Non-QM Loan? A Complete Guide to Understanding Non-Qualified Mortgages

January 2, 2025
In the world of home financing, not all loans are created equal. While many people are familiar with conventional or...
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Bad Credit Bankruptcy Buying Credit Score Down Payment FHA

How to Get an FHA Loan with Bad Credit: A Comprehensive Guide

December 31, 2024
Securing a mortgage with bad credit can feel like an insurmountable challenge, but it doesn’t have to be. If you’re...
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Buying Conventional Purchasing Options Refinance

The Benefits of Working with a Mortgage Broker

December 31, 2024
Navigating the mortgage process can be overwhelming, with countless lenders, loan products, and terms to evaluate. For many homebuyers, working...
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Buying Conventional Down Payment Finance First-Time Homebuyer Interest Rates Purchasing Options

Understanding Mortgage Points and Fees

December 30, 2024
Mortgage points and fees are critical elements of the home financing process that can significantly impact the overall cost of...
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Bank Statement Buying Down Payment DSCR Interest Rates Non-QM Purchasing Options Refinance

Pros and Cons of Interest-Only Mortgages

December 30, 2024
An interest-only mortgage is a unique loan structure that allows borrowers to pay only the interest portion of their loan...
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Bad Credit Buying Conventional Credit Score Down Payment FHA Finance First-Time Homebuyer No Overlays Purchasing Options Refinance Underwriting VA

Exploring Government-Backed Loans

December 30, 2024
Government-backed loans are an essential component of the mortgage market, designed to make homeownership more accessible to a wide range...
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Bad Credit Buying Credit Score Down Payment FHA First-Time Homebuyer No Overlays Purchasing Options Refinance Underwriting

Getting an FHA Loan with a 500 Credit Score: Your Complete Guide

December 30, 2024
If you’re looking to buy a home but have a credit score of 500, securing a mortgage can seem challenging....
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Recent Closing

Forever Home Financing, Powered by NEXA Mortgage, LLC

Individual NMLS #: 2162767

Individual NMLS #:  1921869

Corporate NMLS #: 1660690

NEXA Mortgage LLC, Company Sate License: #AZMB- 0944059

NEXA Mortgage LLC Corporate Address: 3100 W Ray Rd. STE 201 Office #209 Chandler, AZ 85226

NMLS Consumer Access Link click here

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Contact Information

Phone – (815) 582-9066

Email – [email protected]

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Available 7 Days A Week 

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