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Forever Home Financing Blog
Bank Statement Loans for Self-Employed in 2024
October 11, 2024
Bank statement loans are gaining popularity among self-employed individuals, especially in 2024, as more people move toward freelance and entrepreneurial...
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203k Loans for First-Time Homebuyers: A Guide
October 8, 2024
For first-time homebuyers, finding the right property can be challenging, especially when considering homes that need significant repairs or renovations....
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Understanding VA EARL: A Guide to Streamlining Your Mortgage
October 4, 2024
If you’re a veteran or an active-duty service member with a VA loan, the VA Interest Rate Reduction Refinance Loan...
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What Are No Overlay Mortgage Lenders?
September 26, 2024
No overlay mortgage lenders are a distinct category of lenders that follow the lending guidelines set by government-sponsored enterprises (GSEs)...
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What to Know About Chapter 13 Bankruptcy and FHA Loans
September 26, 2024
Filing for Chapter 13 bankruptcy can be a difficult and stressful experience. However, it doesn't mean that homeownership is out...
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Bank Statement Loans: An Alternative Path to Mortgage Approval
September 24, 2024
Bank statement loans are a valuable solution for those with irregular income or self-employment, as they don't rely on traditional...
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Down Payment Assistance Programs: Making Homeownership Attainable
September 24, 2024
Owning a home is a dream for many, but the financial barriers, particularly the down payment, often stand in the...
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Late Payments and Housing Events: How to Get a Loan Afterward
September 18, 2024
Life can throw unexpected challenges our way, and sometimes, financial setbacks like late payments and housing events can leave a...
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Understanding No Ratio and No Document Loans
September 17, 2024
Innovative solutions emerge to cater to the diverse needs of homebuyers. Two such options gaining prominence are No Ratio and...
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Opportunities: Investing in Non-QM Mortgages for Self-Employed
September 9, 2024
In the realm of mortgage financing, traditional loan products often cater to individuals with steady employment histories and predictable income...
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Exploring Non-QM Loan Options
August 15, 2024
Non-Qualified Mortgage (Non-QM) loans are an alternative financing solution for borrowers who do not meet the stringent criteria of traditional...
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Investment Loans Without Cash Flow
August 14, 2024
Investment properties can be a lucrative venture, but obtaining financing for them can be challenging, especially if the property does...
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Writing Loans to the Guidelines
August 13, 2024
Writing loans to the guidelines is a critical process in the mortgage industry, ensuring that loans meet specific criteria set...
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No Income, No Ratio Loans Overview
August 12, 2024
No Income, No Ratio (NINR) loans are a type of non-traditional mortgage that do not require borrowers to provide income...
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Understanding Loans with No Overlays
August 8, 2024
In the mortgage industry, the term "overlays" refers to additional lending guidelines imposed by lenders that go beyond the basic...
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Excluding Collections for VA Loans
August 8, 2024
VA loans are a popular financing option for veterans, active-duty service members, and their families due to their favorable terms...
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Low Score FHA Loan Approval Tips
August 7, 2024
Securing an FHA loan with a low credit score can be challenging, but it is not impossible. The Federal Housing...
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Understanding VA Manual Underwrites
August 7, 2024
VA loans are a popular choice for veterans, active-duty service members, and their families. These loans are backed by the...
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Low Score FHA Loan Approval Tips
July 14, 2024
Securing an FHA loan with a low credit score can be challenging, but it is not impossible. The Federal Housing...
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DSCR Loans: A Complete Guide
July 13, 2024
Debt Service Coverage Ratio (DSCR) loans are a valuable financing option for real estate investors and businesses. Understanding how these...
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Forever Home Financing, Powered by NEXA Mortgage, LLC
Individual NMLS #: 2162767
Individual NMLS #: 1921869
Corporate NMLS #: 1660690
NEXA Mortgage LLC, Company Sate License: #AZMB- 0944059
NEXA Mortgage LLC Corporate Address: 3100 W Ray Rd. STE 201 Office #209 Chandler, AZ 85226
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