Bad Credit VA Loans
In the world of home loans, “bad credit” typically refers to a credit history marked by late payments,…
How a HELOC Could Help You
A Home Equity Line of Credit (HELOC) is a financial product that allows homeowners to borrow money using…
Conventional | FHA | Investment | Purchasing Options | VA
How Owning a Home Can Build Your Wealth and Financial Freedom
Owning a home helps you build equity through the following mechanisms: Mortgage Principal Payments: When you buy a…
Purchasing Options with FHA and VA Loans in Chapter 13 Bankruptcy
Are you currently going through Chapter 13 bankruptcy but dreaming of becoming a homeowner? The good news is…
FHA Refinance Options
If you currently have a home, there are options homeowners can consider regarding refinancing their home. All refinances…
Benefits of Buying a Home
Certainly, here are the pros and cons of buying versus renting a home. While there are benefits to…
Bank Statement Loans
Bank statement loan is a non-traditional income verification loan – These types of loans are often used for…
FHA Cash-Out Refinance
An FHA Cash-Out Refinance is a type of mortgage refinance that allows homeowners to refinance their existing FHA…
FHA Manuel Underwrite
Having trouble in the underwriting process? A FHA manual underwrite could be a good option for borrowers having…
DSCR – Investment Property Criteria
“DSCR” stands for “Debt Service Coverage Ratio.” It is a financial metric used by lenders to assess the…
Investment Property Loans
An investment property loan is often referred to as a rental property loan. It is a type of…
VA Manual Underwrite
In a manual underwrite for a VA loan, the underwriter may consider factors beyond traditional credit scores, such as payment history,…