Bank Statement Loans: An Alternative Path to Mortgage Approval
Bank statement loans are a valuable solution for those with irregular income or self-employment, as they don’t rely…
Bankruptcy | FHA | VA
Securing a Mortgage After Chapter 13 Bankruptcy: VA and FHA
It might feel impossible to overcome financial setbacks when navigating the route to homeownership. The FHA and VA offer accessible mortgages…
A Comprehensive Guide to VA Manual Underwrites
Getting your mortgage approval is one thing every veteran needs. But in order to get this approval easily,…
6 Things Not To Do When Applying For a Mortgage
When lenders review your application, they like to see consistency in your finances. Keep in mind these 6…
Jumbo Loans After Bankruptcy
Getting a jumbo loan after bankruptcy can be more challenging than obtaining a conventional mortgage, as jumbo loans…
Possible Benefits of an ARM Loan
An Adjustable Rate Mortgage (ARM) is a type of home loan where the interest rate is not fixed…
FHA Loan Limits
FHA (Federal Housing Administration) loan limits refer to the maximum loan amounts that can be insured by the…
Debt-to-Income & How It’s Calculated
Your debt-to-income (DTI) ratio is a financial metric that lenders use to assess your ability to manage your…
Low Credit FHA
Have a low credit score and feel like you might not be approved? If your credit score is…
Conventional Mortgages: Purchasing Options Outside of FHA or VA
A conventional mortgage is a type of home loan that is not guaranteed or insured by a government…
5 Key Takeaways of VA Loans
Are you a veteran and feel discouraged about your home buying options? Don’t feel discouraged – The VA…
VA Manual Underwriting – A Great Option If You Have “Bad” Credit
VA loans are a valuable financial tool for veterans and active-duty service members looking to purchase a home….