Benefits of Buying a Home
Certainly, here are the pros and cons of buying versus renting a home. While there are benefits to…
Bank Statement Loans
Bank statement loan is a non-traditional income verification loan – These types of loans are often used for…
FHA Cash-Out Refinance
An FHA Cash-Out Refinance is a type of mortgage refinance that allows homeowners to refinance their existing FHA…
FHA Manuel Underwrite
Having trouble in the underwriting process? A FHA manual underwrite could be a good option for borrowers having…
DSCR – Investment Property Criteria
“DSCR” stands for “Debt Service Coverage Ratio.” It is a financial metric used by lenders to assess the…
Investment Property Loans
An investment property loan is often referred to as a rental property loan. It is a type of…
VA Manual Underwrite
In a manual underwrite for a VA loan, the underwriter may consider factors beyond traditional credit scores, such as payment history,…
Do I Really Need 20% For a Down Payment?
Contrary to what you might have thought, there are several down payment options for home loans that borrowers…
Thinking About Buying a Fixer-Upper?
Have your eye on a fixer-upper? A 203k loan, also known as renovation loan, is a specialized mortgage…
I am in a Bankruptcy – Can I Still Get a House?
While bankruptcies can have a significant impact on your ability to obtain a home loan, it is possible…
Why Should I Care About My Credit Score?
Your credit score matters for a home loan because it is one of the key factors that lenders…