What Are No Overlay Mortgage Lenders?
No overlay mortgage lenders are a distinct category of lenders that follow the lending guidelines set by government-sponsored…
What to Know About Chapter 13 Bankruptcy and FHA Loans
Filing for Chapter 13 bankruptcy can be a difficult and stressful experience. However, it doesn’t mean that homeownership…
Understanding No Ratio and No Document Loans
Innovative solutions emerge to cater to the diverse needs of homebuyers. Two such options gaining prominence are No…
Writing Loans to the Guidelines
Writing loans to the guidelines is a critical process in the mortgage industry, ensuring that loans meet specific…
No Income, No Ratio Loans Overview
No Income, No Ratio (NINR) loans are a type of non-traditional mortgage that do not require borrowers to…
Low Score FHA Loan Approval Tips
Securing an FHA loan with a low credit score can be challenging, but it is not impossible. The…
Low Score FHA Loan Approval Tips
Securing an FHA loan with a low credit score can be challenging, but it is not impossible. The…
Bad Credit | FHA | VA
Low Score FHA Loans vs. Low Score VA Loans
Often, while exploring the loan choices for your mortgage installment, you hope to find loans you can get…
Tips for a Successful FHA Manual Underwrite
We have created a list of points and tips that you can use in the process if you…
FHA Manual Underwrites: Pros and Cons & Tips for Approval
FHA loans are most often misunderstood in many aspects, but considering their perks, they are destined to become…
FHA | Purchasing Options | Underwriting | VA
Dos and Don’ts in the VA and FHA Manual Underwriting Process
The majority of the time, an underwriting procedure is required in order for the loan to be approved…
Bankruptcy | FHA | VA
Securing a Mortgage After Chapter 13 Bankruptcy: VA and FHA
It might feel impossible to overcome financial setbacks when navigating the route to homeownership. The FHA and VA offer accessible mortgages…