What is a Mortgage?
A mortgage is a type of loan specifically used to purchase real estate. In a mortgage agreement, the…
FHA | Purchasing Options | Underwriting | VA
Dos and Don’ts in the VA and FHA Manual Underwriting Process
The majority of the time, an underwriting procedure is required in order for the loan to be approved…
Debunking Myths About DSCR Loans: What You Need to Know
A maze of misconceptions prevails when it comes to negotiating the complicated world of loans, especially Debt Service…
Bank Statement Loans: An Alternative Path to Mortgage Approval
Bank statement loans are a valuable solution for those with irregular income or self-employment, as they don’t rely…
A Comprehensive Guide to VA Manual Underwrites
Getting your mortgage approval is one thing every veteran needs. But in order to get this approval easily,…
6 Things Not To Do When Applying For a Mortgage
When lenders review your application, they like to see consistency in your finances. Keep in mind these 6…
Jumbo Loans After Bankruptcy
Getting a jumbo loan after bankruptcy can be more challenging than obtaining a conventional mortgage, as jumbo loans…
Possible Benefits of an ARM Loan
An Adjustable Rate Mortgage (ARM) is a type of home loan where the interest rate is not fixed…
FHA Loan Limits
FHA (Federal Housing Administration) loan limits refer to the maximum loan amounts that can be insured by the…
Debt-to-Income & How It’s Calculated
Your debt-to-income (DTI) ratio is a financial metric that lenders use to assess your ability to manage your…
Low Credit FHA
Have a low credit score and feel like you might not be approved? If your credit score is…
Conventional Mortgages: Purchasing Options Outside of FHA or VA
A conventional mortgage is a type of home loan that is not guaranteed or insured by a government…